Save your money
game
Objective :
Try to save your money on a monthly basis while not affecting your day to day
life
Do not hit
over the quota or else you lose.
Time limit:
Up to you but basically it can be 1day to forever
How to
play? :
Find out your
daily spending for the time limit for the week (You can change the time limit
to your choosing)
Monthly
salary / weeks = weekly quota
Once
finding out daily spending , that would be your quota for the day.
Quota X
days of time limit to find out the quota of the week.
Try not to
hit over the quota or you will lose.
(lending
money is considered as a loss. However if you get the money back, then + it to
the days quota to earn a little help)
Gameflow:
Find out
quota à
make list à try
to budget based on list à try to find ways to minimize budget à calculate if quota exceeds budget
or not à end
Gameplay
Once you
have a quota, try to split the things that you do that cost money to a list and
list down the price for each of the things done.
After
listing down the list and jotting down the cost of each of them, try to set a
budget to see the spending of your weekly basis
Try to separate
the list into 4 which are : necessary
semi necessary
semi necessary
Shit
happens
Unnecessary
Necessary
are things that must be done during the said time period in a day e.g. food, drinks
Semi
necessary are things that may need to be done but are not as important as the
necessaries
You may
cross them out if they are deemed unnecessary but it is up to the individual
e.g. buy a
shirt, go on a date with girlfriend, cigarettes
Shit
happens are acts of god that may screw with your budget and are considered a
loss. They are unavoidable so hopefully this will not happen to you.
Unnecessary
are things that you do unnecessarily that will hurt your budget more than
necessary
e.g. Buying
a $ 500 shirt, buying a $ 6000 watch
After
making list, try to cross out any listed items anywhere that could be deemed an
unnecessary.
If not sure
between a list, try asking for a third party opinion and if 2 or more deem the
thing unnecessary, cross it out.
This would
be your budget for the week and if it exceeds the quota, try to cross out
further semi-necessaries to meet your budget.
If your
budget exceeds your quota, you may take some of the past excess quota to
balance out the budget to win the game.
If you have
an excess of quota , you can use the excess money to buy something unnecessary
if it fits into the budget OR save the money in bank to obtain more money OR
For a
harder challenge… the following week you can reduce the quota to exactly the
budget and try to play again.
Happy
playing J
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